Wednesday December 10th, 2008

Radisson Dublin at 6:00 pm

Cameron Pannabecker
CAMB (California
Association of Mortgage
Brokers) Public Relations
Chair/ State Board of
Directors Representative

'Mortgage Modification
Help For You'

Learn how you could benefit from mortgage modification with a company that has a near 90% SUCCESS RATE!!

Get peace of mind! Stop spending sleepless nights over your mortgage payments! Get help now! Cameron Pannabecker, featured on BBC and News 10, is a mortgage broker with over 30 years experience! His company will deal with your lender so you don’t have to!  The company can provide you guidance and unbiased advice about your best course of action. Find out if you're a good candidate for mortgage modification.

Whether your property isn’t worth what you owe on it or you're behind on your mortgage payments,
you can still modify your loan!

Here's what the company does to help modify your mortgage:

Use over 30 years of mortgage and loss mitigation experience to work for you
Use direct contact numbers for your lender to communicate with the decision makers in a matter or minutes, so you don’t get the run around
Put together a complete personal profile of your mortgage situation which will provide your lender with what they need to modify your loan, and puts a face and name on your situation
Handle all communication between you and the lender with your best interest in mind
Put together a plan to not only get you through a modification, but also give you a roadmap to stay in your home for years to come
Advise you on the proper way to “walk away” from your property if loan modification is not possible
Will never make guarantees or promises that they cannot keep. You will be informed every step of the way

The average loan modification reduces the mortgage payment by 30%.

On average this works out to just over $570 per month.

The company can’t guarantee how much you will save, but unless the savings is to your liking, you don’t have to complete the modification. It puts you in control.

Rashmi Patel
Meditation Specialist
Instructor

'Stress Reduction Techniques'

Conquering Stress is a Priority in Today's World!

Learn techniques that help reduce stress, create more energy and focus as well as help calm the mind and emotions!

The hour-long session will provide immediate relaxation and
rejuvenation for the over-stressed.
Participants will learn techniques they can take home to maintain a calm mind, including breathing, meditation, and gentle stretches.

The Harvard Medical School Family Health Guide touts breath control as a good antidote to stress. It says: "Deep abdominal breathing encourages full oxygen exchange - that is, the beneficial trade of incoming oxygen for outgoing carbon dioxide. Not surprisingly, it can slow the heartbeat and lower or stabilize blood pressure."

We are rarely taught how to handle our negative emotions - anger, depression, and stress. Yet, the quality of our life depends upon the quality of our mind.

Discover effective Yoga Breathing Techniques to Relieve Stress, which helps eliminate toxins, and stresses that accumulate in our systems over time.