Wednesday December 10th, 2008

Radisson Dublin at 6:00 pm

Cameron Pannabecker
CAMB (California
Association of Mortgage
Brokers) Public Relations
Chair/ State Board of
Directors Representative

'Mortgage Modification
Help For You'

Learn how you could benefit from mortgage modification with a company that has a near 90% SUCCESS RATE!!

Get peace of mind! Stop spending sleepless nights over your mortgage payments! Get help now! Cameron Pannabecker, featured on BBC and News 10, is a mortgage broker with over 30 years experience! His company will deal with your lender so you don’t have to!  The company can provide you guidance and unbiased advice about your best course of action. Find out if you're a good candidate for mortgage modification.

Whether your property isn’t worth what you owe on it or you're behind on your mortgage payments,
you can still modify your loan!

Here's what the company does to help modify your mortgage:

Use over 30 years of mortgage and loss mitigation experience to work for you
Use direct contact numbers for your lender to communicate with the decision makers in a matter or minutes, so you don’t get the run around
Put together a complete personal profile of your mortgage situation which will provide your lender with what they need to modify your loan, and puts a face and name on your situation
Handle all communication between you and the lender with your best interest in mind
Put together a plan to not only get you through a modification, but also give you a roadmap to stay in your home for years to come
Advise you on the proper way to “walk away” from your property if loan modification is not possible
Will never make guarantees or promises that they cannot keep. You will be informed every step of the way

The average loan modification reduces the mortgage payment by 30%.

On average this works out to just over $570 per month.

The company can’t guarantee how much you will save, but unless the savings is to your liking, you don’t have to complete the modification. It puts you in control.

Rashmi Patel
Meditation Specialist
Instructor

'Stress Reduction Techniques'

Conquering Stress is a Priority in Today's World!

Learn techniques that help reduce stress, create more energy and focus as well as help calm the mind and emotions!

The hour-long session will provide immediate relaxation and
rejuvenation for the over-stressed.
Participants will learn techniques they can take home to maintain a calm mind, including breathing, meditation, and gentle stretches.

The Harvard Medical School Family Health Guide touts breath control as a good antidote to stress. It says: "Deep abdominal breathing encourages full oxygen exchange - that is, the beneficial trade of incoming oxygen for outgoing carbon dioxide. Not surprisingly, it can slow the heartbeat and lower or stabilize blood pressure."

We are rarely taught how to handle our negative emotions - anger, depression, and stress. Yet, the quality of our life depends upon the quality of our mind.

Discover effective Yoga Breathing Techniques to Relieve Stress, which helps eliminate toxins, and stresses that accumulate in our systems over time.

Wednesday November 19th, 2008

Two Live Presentations
at Radisson Dublin 6:30 pm

Ken Brown
CCIM
Speaker

'Creating Wealth in an
Uncertain Economy'

While real estate in many areas is plummeting, one type of real estate has increased over 20% this year!

In today’s volatile real estate market, most investors are asking the same questions:

What type of real estate will give me:

the highest return on my investment?
the greatest cash flow?
the greatest appreciation?
the fewest headaches?

What type of real estate least affected by economic down turns?
Can I even finance a new investment?

Discover how to massively increase value (how $1,000 to your bottom line increases the value of your property $200,000)

Robin Washington
Speaker

Hubert Washington
Speaker

Broad-spectrum supplements can go a long way to bridging the nutritional gap.

 Find out about an array of high-quality synergistic supplements that deliver nutrition the way nature intended.

It wasn’t too long ago that Western science thought good daily nutrition consisted of a simple mixture of alphabet vitamins and a few minerals. Today, we take a broader view of nutrition learned from native herbalists throughout time — that the real power of nutrition lies in the whole, rather than its parts. For example, tomatoes are a good source of vitamin C, but it’s the phytonutrient lycopene found in their red pigment that turns a healthy snack into a disease-fighting superstar.

Phytonutrients, combined with the more traditional vitamins and minerals, take nutrition to a whole new level. Vast research into the benefits of phytonutrients gives added credence to your doctor’s recommendation that you eat a diet rich in fresh fruits and vegetables.

October 18th, 2008

PETE YOUNGS Presents
REHABBING PROPERTIES FOR
50% TO 75% OFF REGULAR CONTRACTOR PRICES!!

October 18, 2008 Time: 9:00 – 4:30 PM Courtyard by Marriott San Ramon
(18090 San Ramon Valley Blvd)

More money is lost during the rehab of a property than any other aspect of real estate investing.
Without the proper knowledge investors either over fix or get overcharged for repairs.

Imagine spending one full day learning from
the hottest speaker on rehab in the country today.

You will learn some of these Powerful Money Saving and Wealth Building Tips from Pete:

October 15th, 2008

Presentations on 'Property Rehab'
and 'Long Term Care Planning'

Save Money on Property Rehab &
Build Wealth!

You probably know investors that are making $25,000, $50,000 or even $100,000 per deal by buying properties cheap, rehabbing them, and lease optioning or selling them retail at a big profit.

 Learn from PeteYoungs how he does everything from minor cosmetic procedures to enhance the value of a home,
to major renovation techniques that will
add THOUSANDS to your equity position and net worth.

Why You Must Plan Ahead for
Long Term Care?

It Could Happen To Anyone, at Any Time!  Everyone is at risk, not only of having a family member in need of long-term care, but of
needing assistance themselves.

  No one wants to think about a time when they might need long-term care. So planning ahead for this possibility often gets put off.  Most people first learn about long-term care when they or a loved one need care.  Then their options are often limited by lack of information, the immediate need for services, and insufficient resources to pay for preferred services. Planning ahead allows you to have more control over your future.

Long term care can be expensive. In 2008 the average annual rate for a private nursing home room is $76,460 - up 17% since 2004.

The demand and costs for in-home care are on the rise. And, we face an impending caregiver shortage that could drive costs even higher.
Most Americans are unprepared.

Learn from Pam Cartago about Understanding, Planning &
Paying for Long-Term Care and Insurance as a possible option
and what to look for in a plan. Learn about expected costs and make sure long term care is part of your overall retirement plan.

September 17th, 2008

"Build Wealth with Home Based Business Opportunity!"

Imagine being in business for yourself but never by yourself; building your own company with an industry leader backing you up all the way. Learn from Michael Yesk about the business opportunity endorsed by Donald Trump that has helped hundreds of thousands of people including entrepreneurs, executives and professionals change their lives. Now it's your turn!

"Better Health through the Art of Living!"

Learn from Rashmi Patel about the internationally acclaimed 'Art of Living' that can change your life bringing you more enthusiasm, harmony in relationships, better able to cope with stress, more inner stability, and depth in life and spirituality.